Discounted rate not available for Line of Credit facilities. Discounted rates include a discount on Home Loans of $150,000 or over and for owner occupied Home Loans with an LVR 90% or below and for investment Home Loan with an LVR 80% or below and apply to new borrowings only. Different terms, fees or loan amounts might result in a different comparison rate. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. ^ Owner Occupied Rates: Home Loan Comparison rate is based on $150,000 over 25 years.